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Frequently Asked Questions

How much does an employer need to contribute to a group health plan?

What group benefits does Optima Benefits & Payroll provide?

Why do I need additional group disability insurance when I’m already required to have NYS DBL?

How to Enroll to MetLife Dental Plan

Do you offer HSAs, HRAs, and FSAs?

Can HSAs, HRAs, or FSAs save us money?

What do I need to do to get a Life, STD, or LTD quote?

What do I need to do to get a medical quote?

How do I know what plan is best for me?

How do I save money on health insurance?

Why should I use a broker?

What can I expect?

Why use Optima Benefits & Payroll?

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Join the multitude of businesses in Rochester, NY and beyond that trust Optima Benefits Group for their employee benefits and payroll needs.

Call us at 585-506-4000 or email us through our secure contact page to learn how we can help your business grow and succeed.