Metlife- Voluntary Short Term Disability Group or Direct Billed
- 60% Wage Replacement after 7 or 14 Days Elimination Period
- 3 Month/12 Month Pre-Existing Conditions- Any Claims within the first 12 months of coverage will have a 3 month prior to coverage look
| Option 1 | Option 2 | |
| Benefit Amount | 60% | |
| Max Weekly Benefit | $2,308.00 | |
| Elimination Period- Accident or Sickness | 14 days | 7 days |
| Benefit Duration | 26 Weeks | |
| Rate Per $10 Covered Benefit | ||
| Less than 30 | 0.499 | 0.585 |
| 30-34 | 0.525 | 0.616 |
| 35-39 | 0.476 | 0.558 |
| 40-44 | 0.513 | 0.602 |
| 45-49 | 0.626 | 0.734 |
| 50-54 | 0.776 | 0.910 |
| 55-59 | 0.951 | 1.116 |
| 60-64 | 1.126 | 1.321 |
| 65+ | 1.351 | 1.586 |
| 45 Year Old - $50K Example - Monthly Cost | $36.12 | $42.35 |