Metlife- Voluntary Long Term Disability- Group or Direct Billed
- 60% Wage Replacement after 180 Day Waiting Period
- If you make under $100K elect option 1
|
Option 1 |
Option 2 |
|
|
Benefit Amount |
60% |
|
|
Max Monthly Benefit |
$5,000.00 |
$10,000.00 |
|
Income Threshold |
$100,000.00 |
$200,000.00 |
|
Elimination Period- Accident or Sickness |
180 Days |
|
|
Benefit Duration |
Social Security National Retirement Age |
|
|
Rate Per $100 Covered Payroll |
||
|
Less than 30 |
0.088 |
0.101 |
|
30-34 |
0.088 |
0.101 |
|
35-39 |
0.232 |
0.265 |
|
40-44 |
0.367 |
0.418 |
|
45-49 |
0.539 |
0.614 |
|
50-54 |
0.752 |
0.857 |
|
55-59 |
0.090 |
1.021 |
|
60-64 |
0.698 |
0.795 |
|
65+ |
0.316 |
0.360 |
|
45 Year Old $50K/$150K Example- Monthly |
Cost $22.46 |
$25.58 |