Metlife Accident Plan

Metlife Accident Plan- Group or Direct Billed

24 Hour Coverage On and Off the Job
2 Rich Plan options to choose from

  Low Plan High Plan
Accidental Death $25,000 $50,000
Fracture (max 2 per accident) $750-$8k $1,500-$10k
Dislocation (max 2 per accident) $750-$8k $1,500-$10k
Burn (1 time per accident) $75-$1,500 $100-$2K
Physician Visit (within 90 days) $75 $100
Urgent Care $75 $200
Medical Testing (max 2 per accident) $150 $200
Physician Follow-Up (2 per accident, 6 per year) $75 $100
Medical Appliances (crutches, walking boot) $75-$300 $150-$400
Therapy Services (Chiropractor, Physical) - 10 times $35 $50
Blood/Plasma/Platelets (1 per accident) $400 $500
Surgery $150-$1,500 $200-$2,000
Hospital Admission $1,000 $1,500

Monthly Rates

  Low Plan High Plan
Single $3.56 $5.24
EE+SP $7.02 $10.30
EE+CH $8.19 $11.97
Family $9.82 $14.36

Voluntary Plans

Join the multitude of businesses in Rochester, NY and beyond that trust Optima Benefits Group for their employee benefits and payroll needs.

Call us at 585-506-4000 or email us through our secure contact page to learn how we can help your business grow and succeed.