At Optima Benefits, we believe in providing flexible and valuable voluntary benefit options to support the unique needs of employees. Our suite of voluntary benefits includes a wide range of Metlife plans designed to give your employees peace of mind and financial security. Whether it's health coverage, accident protection, or legal services, Optima ensures your employees have access to the benefits they need, without the hassle of payroll deductions or administrative burdens. Below is an overview of the voluntary benefits we offer through Metlife.
Metlife Voluntary Plans
Metlife
Dental Insurance
Choose from three coverage levels (High, Medium, Low) with access to the Metlife PDP Plus network.
Learn moreMetlife/Davis
Vision Plan
Comprehensive eye care with annual exams, lens coverage, and allowances for contacts or frames.
Learn moreMetlife Voluntary Term Life Insurance
Flexible life insurance coverage for employees, spouses, and dependents with guaranteed issue amounts.
Learn moreMetlife Voluntary Short-Term Disability
Wage replacement of 60% with options for coverage based on waiting periods and benefit durations.
Learn moreMetlife Voluntary Long-Term Disability
Provides income protection for long-term disability with a 60% wage replacement after a waiting period.
Learn moreMetlife
Accident Plan
24-hour coverage for accidents with benefit payments for accidental death, fractures, dislocations, and more.
Learn moreMetlife
Hospital Indemnity
Financial protection for hospital admissions, with benefits paid directly to employees.
Learn moreMetlife
Critical Illness
Lump-sum benefits for serious illnesses such as cancer, heart attacks, and strokes, with coverage options up to $50,000.
Learn moreMetlife Aura Voluntary ID Theft
Comprehensive protection against digital threats, identity theft, and financial fraud.
Learn moreMetlife
Legal Services Plan
Access to legal services for estate planning, debt resolution, property issues, and more.
Learn moreMetlife
Pet Insurance
Flexible coverage options for pets with no breed or age restrictions, offering comprehensive health and wellness plans.
Learn moreSecure Your Team's Future Today
At Optima Benefits, we’re here to help you create a robust benefits package that empowers your employees. By offering voluntary plans with flexible billing options, you can provide peace of mind without administrative headaches. Contact us today to learn more about how Optima's voluntary benefits can work for you.