Employer Paid Life AD&D Options- Must Cover ALL Eligible Employees- anyone working 30 hours+
- $10k of Coverage- $1.47 per employee
- $15K of Coverage- $2.21 per employee
- $25K of Coverage- $3.68 per employee
- $50k of Coverage- $7.10 per employee
- $100K of Coverage- $14.10 per employee
- 2x Salary to Max of $200K- $0.152 per $1,000 of coverage 200k is $30.40 Benefit Reduces by 35% at age 65, 55% at age 70, 70% at age 75, 80% at age 80
- Must Cover ALL Eligible Employees- anyone working 30 hours+
- 60% Coverage of Wages after 7 or 14 Day Elimination Period
- 3 Month/12 Month Pre-Existing Conditions- Any Claims within the first 12 months of coverage will have a 3-month prior to coverage look back.
- Gross Up Option Also Available Requires Employees to Pay taxes on the premium amount paid on their behalf but allows for the benefit received to be tax-free
| Option 1 | Option 2 | Option 3 | |
| Benefit Amount | 60% | ||
| Max Weekly Benefit | $ 2,308.00 | $ 2,308.00 | $ 2,308.00 |
| Elimination Period- Accident or Sickness | 14 days | 7 days | 7 days |
| Benefit Duration | 26 weeks | ||
| Rate per $10 Covered Benefit | $ 0.36 | $ 0.44 | $ 0.48 |
| $50K Example- Monthly Premium | $ 20.77 | $ 25.38 | $ 27.69 |
- Must Cover ALL Eligible Employees- anyone working 30 hours+
- 60% Coverage after 7 or 14 Day
- Gross Up Option Also Available Requires Employees to Pay taxes on the premium amount paid on their behalf, but allows for the benefit received to be tax free
| Option 1 | Option 2 | Option 3 | Option 4 (gross-up) | |
| Benefit Amount | 60% | |||
| Max Monthly Benefit | $5,000.00 | $8,667.00 | $10,000.00 | $10,000.00 |
| Elimination Period- Accident or Sickness | 180 Days | |||
| Benefit Duration | Social Security National Retirement Age | |||
| Rate per $100 Covered Payroll | $0.266 | 0.282 | 0.288 | 0.319 |
| $50K Example- Monthly Premium | $11.08 | $11.75 | $12.00 | $13.29 |
Comprehensive Digital Protection
- Comprehensive Digital Protection
- Financial Fraud Protection
- Identity theft protection
- Privacy Protection
- Parental Controls
- Senior Fraud Protection
- Password Manager
- Antivirus
- $5M Insurance per Adult
- 24x7 Customer support
Monthly Rates
Single Employee: $6.50
Family: $9
- All In One Easy to use App
- Financial Fraud Protection Connected to 3 Bureaus
- Dark Web & Social Media Monitoring
- Family Plans include 10 additional Adults and unlimited
- Must cover All employees working at least 30 hours a week.
$5 Per Employee Per Month
OUR EAP INCLUDES
- Work-Life/Personal Concierge services, including
- Child & Eldercare Resources
- Daily Living Resources
- Legal Assistance
- Financial Assistance
- Initial assessment and referral to one of our other services provided
- Short-term, solution-focused counseling*
- 24/7 live answer from a master-level clinician
- Computerized Cognitive Behavioral Therapy
- Mindfulness Program
- Life Coaching
- Text-based Coaching
- Content Library
- In-the-moment support
- One on One Wellness Coaching- Personalized Wellness Planning – Exercise Program, Nutrition, Weight Loss Management- Up to 6 sessions per Wellness Goal