Frequently Asked Questions

Why use Optima Benefits & Payroll?

What group benefits does Optima Benefits & Payroll provide?

How do I save money on health insurance?

Why should I use a broker?

How do I know what plan is best for me?

What do I need to do to get a medical quote?

What do I need to do to get a Life, STD, or LTD quote?

What can I expect?

Can HSAs, HRAs, or FSAs save us money?

Do you offer HSAs, HRAs, and FSAs?

Why do I need additional group disability insurance when I’m already required to have NYS DBL?

How much does an employer need to contribute to a group health plan?

How do you help employees understand their benefit options?

Do you offer support during open enrollment?

Can employees access their benefits information online?

Join the multitude of businesses in Rochester, NY and beyond that trust Optima Benefits Group for their employee benefits and payroll needs.

Call us at 585-506-4000 or email us through our secure contact page to learn how we can help your business grow and succeed.

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