Subcategory

BeefitLimits

(Applies to Subcategory)

Benefit

Low Plan

High Plan

Hospital Benefits

       

Admission Benefit

4 time(s) per calendar year*

Admission

ICU Supplemental Admission (Benefit paid concurrently with the admission benefit when a Covered person is admitted to ICU)

$500

$1,000

$500

$1,000

Confinement Benefit

15 days per calendar year ICU Supplemental Confinement will pay an additional benefit for 15 of those days

Confinement*

ICU Supplemental Confinement (Benefit paid concurrently with the admission benefit when a Covered person is admitted to ICU)

$100

$100

$65

$65

  • No Limitation on Pre Existing conditions
  • Benefit Paid Directly- No Coordination of Benefits
  • Pregnancy is Covered, NO WAITING PERIOD
  • Treatment for Drugs and Alcohol or the result of are NOT COVERED
  • Benefit Reduction by 25% at age 65-69, 50% at age 70 or older

Proposed Rates - Low Plan

Type

Monthly

Employee Only

$5.06

Employee + Spouse

$11.06

Employee+ Children

$8.44

Employee + Spouse & Children

$14.42

Proposed Rates - High Plan

Type

Monthly

Employee Only

$8.35

Employee + Spouse

$18.27

Employee+ Children

$13.61

Employee + Spouse & Children

$23.53

Join the multitude of businesses in Rochester, NY and beyond that trust Optima Benefits Group for their employee benefits and payroll needs.

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