Metlife- Critical Illness- Group or Direct Billed
- 2 Benefit Options- $25,000 or $50,000
- $50 Health Screen Benefit If covered on dental, a cleaning will count to receive the $50 Benefit
|
Covered Conditions |
Initial Benefit |
Recurrence Benefit |
|
Cancer Category |
||
|
Invasive Cancer |
100% of Benefit Ammount |
100% of Initial Benefit |
|
Non-Invasive cancer |
25% of Benefit Ammount |
100% of Initial Benefit |
|
Skin Cancer |
5% of Benefit Ammount |
NONE |
|
Cardiovascular Disease Category |
||
|
Coronary Artery Discase where: Coronary Art Bypass graft CABG surgery involving either a median stemotomy or minimally invasive procedure is necessary |
50% of Benefit Ammount |
100% of Initial Benefit |
|
Heart Attack Catagory |
||
|
Heart Attack |
100% of Benefit Ammount |
100% of Initial Benefit |
|
Kidney Failure Catagory |
||
|
Kidney Failure |
100% of Benefit Ammount |
None |
|
Major Organ Failure Catagory |
||
|
Major Organ Failure for heart, Lung & liver |
100% of Benefit Ammount |
None |
|
Progressive Disease catagory |
||
|
Progressive Disease |
100% of Benefit Ammount |
None |
|
Stoke Category |
||
|
Stoke |
100% of Benefit Ammount |
100% of Initial Benefit |
Monthly (12) Premium rates
Premium per $1,000 of Coverage
|
Attained Age |
Employee only |
Employee + Spouse |
Employee + Child (ren) |
Employee + Spouse & Child (ren) |
|
<25 |
$0.21 |
0.36 |
0.34 |
0.49 |
|
25-29 |
0.23 |
0.39 |
0.36 |
0.53 |
|
30-34 |
0.27 |
0.45 |
0.40 |
0.59 |
|
35-39 |
0.38 |
0.61 |
0.51 |
0.74 |
|
40-44 |
0.50 |
0.81 |
0.64 |
0.94 |
|
45-49 |
0.69 |
1.08 |
0.82 |
1.21 |
|
50-54 |
0.93 |
1.44 |
1.06 |
1.57 |
|
55-59 |
1.27 |
1.95 |
1.40 |
2.08 |
|
60-64 |
1.66 |
2.52 |
1.79 |
2.65 |
|
65-69 |
2.07 |
3.14 |
2.20 |
3.28 |
|
70-74 |
2.70 |
4.07 |
2.83 |
4.20 |
|
75+ |
3.72 |
5.60 |
3.85 |
5.74 |
Example: 45 Year Old
Single- $25K Benefit
Monthly Cost: $17.25 a month