Group Whole Life Insurance

Optima has put together a Multiple Employer Trust to allow our Clients access to our Group Whole Life Insurance program. Guarantee Issue Cash Value Whole Life Insurance to protect your loved ones. Call us today to get started. Whole life rates.

Multiple Employer – Mass Mutual Whole Life Insurance- AVAILABLE TO ALL Employees of Optima Clients Individual Coverage up to age 75 – Actively Working Employees

New Clients can have this benefit TODAY!!!

Available at Initial Enrollment

Guaranteed Issue up to $100,000

Purchase minimum of $10K, then ALWAYS have
the option to purchase up to $100K with NO Underwriting. 

Want to get Enrolled? Complete the attached census with ALL eligible employee Info


  • Builds Guaranteed Cash Value
  • Guaranteed Paid up Life Insurance after 3 years
  • NO GROUP Administration– All Billing and enrollment will be handled ONLINE ONLY
  • ONLINE ONLY – No Group Bill- Employees pay direct to Mass Mutual
  • Employees can enroll up to $250,000 with simplified Underwriting.
  • Coverage Available for Spouses and Dependents up to $25,000
  • Premiums NEVER Increase